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Tennessee Annuity Rates is an independent marketing and referral service. We are not an insurance company, and we do not issue annuity contracts. When you request information, we connect you with an independent, licensed insurance professional in your state. A “personal pension” as described on this site refers to income from an annuity issued by a licensed insurance company. Annuity guarantees, including lifetime income, are backed by the financial strength and claims-paying ability of the issuing insurance company. Any dollar amounts shown are hypothetical examples for illustration only. Information on this site is educational and is not tax, legal, or investment advice.