Facts about Annuities

 

  • Never buy an annuity that gives you a bonus!
  • Never accept a term longer than 10 years!
  • Never accept a 10% or higher surrender charge!
  • Never allow your advisor to receive more than 5% commission upfront!

This simple website will help you navigate through the tricky annuity waters. Learn some of the best facts about annuities and to help you feel confident you can purchase the annuity that fits your needs the best. Most sites that talk about Fixed Index Annuities are misleading and are generated by deceptive people/companies. I hope you enjoy this site and learn a lot.

If you own an annuity and have not had someone review it in the last year, fill out this form now. Check to see which product will get you the most income!  Some companies pay the rep/insurance agent/advisor as much at 8-10% upfront, but this is NOT what WE believe is fair for the consumer! We want you and your advisor to be comfortable discussing commission.

Did you know that 1 out of 3 Americans have no savings for retirement? As more people are living longer nowadays, they will have to significantly reduce their spending as they get older. That does not sound right to us.

You’ve worked so hard and now you deserve it.

If you want to review these questions with a local professional, please fill out this form. We only work with Series 7 (advisors that can offer a holistic approach and a financial plan, not just insurance). These registered representatives can answer your tough questions and are not afraid to be transparent (if you are an agent do not contact us, we will not help you in any way, this site is for the public).