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Serving Hawaii · by phone or video, wherever you are

Annuity Rates in Hawaii

Whether you’re in Honolulu, Hilo, or Kailua — or anywhere else in Hawaii — we help people in their 50s, 60s, and 70s compare guaranteed lifetime income options from top-rated insurers, working with one licensed Hawaii advisor. No pressure, and nothing to buy on the spot.
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Questions to ask first
Free  ·  No obligation  ·  You’ll never be pressured to buy anything
How it works in Hawaii

Three steps. No pressure at any of them.

Step 1

Tell us about your retirement

Two minutes: confirm you’re in Hawaii, your age range, and whether you’re reviewing an annuity you already own or considering a new one.
Step 2

See your real numbers

We send you a personalized comparison — what a guaranteed monthly income would actually look like from today’s top-rated insurers.
Step 3

Talk to a Hawaii-licensed advisor

One vetted advisor, licensed in Hawaii — never a call list. Everything happens by phone or video, on your schedule.
Hawaii specifics

What’s different about buying an annuity in Hawaii?

How Hawaii taxes annuity income depends on the type of money you fund it with — workplace retirement savings, an IRA, or after-tax dollars are each treated differently. Your advisor and tax professional will walk you through the specifics before you decide anything.
Annuities sold in Hawaii are regulated by the state’s insurance department, and any advisor we match you with holds a current Hawaii insurance license. The products themselves come from national, independently rated insurance companies — we’ll show you those financial-strength ratings for every option you compare.
See all states we serve →
Protect yourself

Five signs you’re being sold to, not advised.

  • Pressure to sign today — “this rate disappears Friday”
  • An agent who only ever shows one company’s product
  • Surrender charges that lock your money up for 10+ years
  • Promises of stock-market returns with “zero risk”
  • Anyone suggesting you move ALL of your savings into one annuity
Every advisor in our network agrees in writing to our no-pressure standard. Read more on our Before You Buy page.
Common questions

Questions Hawaii clients ask us.

Yes. We only match you with an advisor holding a current Hawaii insurance license. You can verify any license through your state’s insurance department before your first conversation — we encourage it.

No. We started in Tennessee — that’s the name — but we work with clients in all 50 states. Everything happens by phone or video, wherever you are in Hawaii.

It depends on your age, how much you’d like to convert to guaranteed income, and the options you compare — that’s exactly what the free comparison shows you, side by side, before you talk to anyone.

Get started

See what your monthly number could be in Hawaii.

Tell us a little about where you are, and we’ll send your free comparison — real rates from top-rated insurers, side by side, in plain English.
One form. One advisor. Zero pressure. We’ll never sell your information, and you’ll never hear from more than one licensed Hawaii advisor.