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tax

Annuities For Growth, Fixed Annuity, Income Annuities, Index Annuity,

Check or Bet: What To Do With An Annuity

by Hans HeggeJune 29, 2017

What To Do With An Annuity? The fastest growing segment of the population are folks 60 and older. How many of these Baby Boomers have set aside enough money to use for the rest of their lives? A third of people over 65 have less than $30,000 in savings when entering retirement. Is an annuity a good investment option for you? How do you decide to check or bet when it comes to buying annuities? Here are the top reasons to bet on and check out annuities. Top Reasons Why You Should Check Or Bet On An Annuity You’ve Maxed Out Other Retirement Savings Options – Bet Contributing to a 401(k) and IRA deferrals are a great idea until you reach your max. Say you’re

Annuities For Growth, Fixed Annuity, Income Annuities, Index Annuity,

Understanding Annuities for My Financial Future

by Hans HeggeJune 17, 2017

Understanding Annuities There has never been a better time to invest in your financial future. There is a wide variety of strategies to generate income, protect your assets, and secure your retirement income stream. The cost of living is rising and life expectancy is simultaneously increasing for many adults. You may be wondering how to best create an investment strategy in order to not run out of money during retirement. People want to make the most of their money but without the chance of losing it all. That’s where annuity products come in. What Is An Annuity? An annuity is a contractual financial product sold by insurance companies. Annuities do two things: To help people limit their risk and give them a better return than a

Annuities For Growth, Fixed Annuity, Income Annuities, Index Annuity, What To Watch Out For,

The Importance of Understanding The Different Types of Annuity

by Hans HeggeMay 2, 2017

Understanding Different Annuities Receiving A Paycheck For The Rest Of Your Life Sounds Great, Right? This isn’t a dream. It’s actually possible thanks to annuities. Annuities are a form of life insurance. You pay a sum of money (called a single premium annuity, not to be confused with a SPIA). This can be either all at once or over a period of time (flexible premium annuity). In return, your money does not go down (only if you buy from one of our advisors), it only goes up (depending on the crediting option you choose). Also if you buy an income rider (you will pay a fee, should only be about 1%) you receive regular disbursements of that money until you’re no longer living. A staggering 84%

Annuities For Growth, Fixed Annuity, Income Annuities, Index Annuity,

What Is A Tax Deferred Annuity?

by Hans HeggeApril 25, 2017

Tax Deferred Annuities So you’ve decided to stop stuffing money under your mattress (or the bank account equivalent of putting it in a savings account with 0.000001% interest). Congratulations! Before you lose your motivation, let’s explore why a tax deferred annuity could be an ideal option for those funds. Although annuities are often associated with retirement income, you do not have to be on your way to your sunset years to purchase these products. Instead, read on to decide what’s the best investment for your needs. We promise this will make cents! Just the Tax Facts First up, you may have heard of tax-deferred annuities called by another name: “fixed tax deferred annuity.” For sake of brevity, we’re going to lop off the “fixed.” One